Drive away in your new or used vehicle with a finance arrangement that is right for you. You might not even need a deposit, and our interest rates are fixed for the duration of the agreement so you can budget more easily. Our range of finance choices means you can find the right one to suit you.
Personal Contract Purchase
With our Personal Contract Purchase, you can keep your monthly payments lower, by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. Agree an initial deposit, how many miles you are likely to travel each year and agreement term, your dealer will calculate the Guaranteed Future Value (GFV) for your vehicle, confirm your monthly payment and submit an application to us. Subject to your application being approved, you can just drive your vehicle away.
Choose the level of deposit you want to pay and an agreement term. Your deposit is deducted from the price of your vehicle, then you make regular payments based on the remaining balance plus the agreement interest. Ownership is transferred once the final payment is made.
Vehicle leasing for business
Choose your initial rental in advance (subject to underwriting), annual mileage and we calculate your regular rentals. You can also choose the reassurance of various optional service, maintenance and repair packages. As we buy the vehicle you choose and claim back the VAT your rentals are calculated exclusive of VAT. Because you return the car at the end of the contract you have no worries about disposing of your vehicle.
Personal Contract Hire
Choose your initial rental in advance (subject to underwriting), annual mileage and we calculate your regular rentals. You can also choose the reassurance of various optional service, maintenance and repair packages. As you can never own the vehicle and it is returned at the end of the contract you have no disposal worries.
Whether you're looking to purchase a new or used vehicle, our experts can tailor the most suitable finance agreement to your individual needs.
Dealer finance offers many benefits.